Terms of Service

1. Acceptance of Terms

By accessing and using The AI Chief Economist service, you accept and agree to be bound by the terms and provision of this agreement. These terms apply to all visitors, users, and others who access or use the service.

2. Description of Service

The AI Chief Economist is an AI-powered financial management platform that provides:

• Expense tracking and categorization
• Financial analytics and insights
• AI-powered financial recommendations
• Automated report generation
• Integration with financial institutions

3. User Accounts and Responsibilities

To use our service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information
• Keeping your account information up to date
• Notifying us of any unauthorized use of your account

4. Acceptable Use

You agree not to use the service to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Upload or transmit malicious code
• Attempt to gain unauthorized access to our systems
• Use the service for any illegal or fraudulent activities
• Interfere with the proper functioning of the service

5. Subscription and Payment

Our service offers both free and paid subscription tiers:

• Free tier includes basic expense tracking and limited features
• Premium subscriptions provide access to advanced features
• Payments are processed securely through our payment partners
• Subscriptions automatically renew unless cancelled
• Refunds are subject to our refund policy

6. Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our service, you consent to the collection and use of information as outlined in our Privacy Policy.

7. Intellectual Property

The service and its original content, features, and functionality are owned by The AI Chief Economist and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Limitation of Liability

To the maximum extent permitted by law, The AI Chief Economist shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

9. Termination

We may terminate or suspend your account and access to the service at our sole discretion, without prior notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties.

10. Contact Information

If you have any questions about these Terms of Service, please contact us: